I understand where the anger is coming from, but I also know that sometimes the anger of the mob is misguided. ...
No, it's not that basic. You are singling out one aspect of the entire Charter. You have to look at everything else.
Furthermore, if you stick your lump sum payment under a mattress, you're right, the amount you receive is probably less than you would likely receive with a pension. But that's not a winning argument because Government simply retorts that if you invest the money properly, you can create a fund that will pay you the equivalent of that pension.
A better argument would be to state that the NVC fails in its intent of continuing to support veterans in a sustainable way that was at least as good (if not better) than under the old Pension Act. One can do this by pointing out that the actuarial calculations upon which the lump sum payments are base are flawed, or that the assumption that veterans were capable of managing the money effectively was also flawed. There are a number of ways to tackle this effectively without simply yelling, "this is wrong because this doesn't equal that!" That argument will get you nowhere. Attack the disease (the flawed reasoning) not the symptom (fact that dollar for dollar, the lump sum does not equal pension).
Careful who you challenge to do the math. The government has access to plenty of actuarial accountants who can produce charts and graphs that will make your head spin and prove without a doubt that the earth is flat.
Is this all the result of simply writing it off to "a misguided mob who squanders their disability monies away?" I certainly do not believe this to be the case; nor do many (the majority perhaps??) others.
I am also far from convinced that the yellowed point above is "an invalid and unwinnable argument."
The NVC is certainly better in a few areas than its predecessor. In the areas of OSIS coverage, oversight and access to services - the NVA is by far the superior way to go. It actually corrected a problem in an area that was sorely lacking in the not so recent past. The NVA covering that, access to retraining (if possible) etc etc are ALL superior and are improvements brought with the NVA.
However, that portion of desperately required revamping does not negate DVAs responsibility to ensure that our injured veterans are also looked after financially and physically for their remaining years. This is where the NVA fails miserably. I would agree that some (but certainly not a majority) of lump-sum recipients are 'squandering' that payout away without making wise decisions. Is this because they are young, depressed, injured, suffering continual stress and have been through hell in recent years and thus are having troubles even getting on with a 'normal' life each day let alone being responsible to maintain, invest and provide for their own future despite their OSIS injury where they are having trouble even dealing with mundane & routine daily tasks? Because, certainly some of those who are 'squandering' are exactly like those just described.
How do we solve that? We get rid of the lump sum and return the "financial support" portion of the NVA to a monthly pension. That way, DVA can be assured that soldiers can not simply 'squander it away'.
Additionally, what do we do about the quadruple amputee who has recd a whopping 1/4 million lump-sum? Are you suggesting that he invest it wisely now to provide for his future needs? It certainly seems that that is VACs reasoning and expectation. Here's the reality of that expectation:
DVA is NOT purchasing or modifying a home for that amputee to make it comfortable and liveable (read some stories about our Afghan vets trying to get money out of them via claims for these things --- blood from stone) without one heck of a fight (and sometimes an MP having to make a public comment about it). Thus, that soldier who is permanently disabled is utilizing some (a whole lot!) of this lump sum payout to accomplish that ... simply to be able to get one with daily life in a dignified, but assisted, manner;
DVA is NOT purchasing customized vans, cars, or motorcycles for our veterans in this position either - are they expected to rely on the goodwill of others for life for their transportation needs?? And, these soldiers are all not "lucky" enough to have had their face and story streamlined in the mass media as some sort of poster child which therefore resulted in them seeing these items donated by some worthy business, group or enterprise. I am very glad for those soldiers for they are the lucky few who have had someone from outside DVA provide them with something they desperately required free of charge. Those other soldiers though, some of them are now willing to be poster childs for the other side of the house in the area of "
this is where the NVA fails us, your Nation's injured". Those soldiers too are NOT squandering their monies when they purchase these customized vehicles for disabled transport. For them, it is a necessity and a fact of life.
How do we fix that? Once again, we bring back the monthly pension in lieu of the lump-sum payment; this ensures that those pers have the required monthly income - for life - to make payments on those necessities that allow them to repair/replace as required and to LIVE in a respectful and dignified manner. Geez, all problems solved; how easy was that and where is my consulting fee??
So, in essence, in the majority of cases it comes down to: "do I purchase what I need now when I am freshly injured and require it to be able to carry on with life?" or "do I invest my 1/4 mil and live miserably without any semblance of mobility and dignity until I can collect from that invested money years down the road when I really need that income NOW?" Not a nice position to be in is it? Well, that IS the reality that today's vets are facing.
Do that, and VAC doesn't need to worry anymore about "soldiers squandering their disability payouts" and we owe our veterans and our injured that at the very least.
So despite the improvements in the way of mental health and occupational therapy/availability, counselling with the NVA, there has been a distinct reversion and shortfall in the NVAs ability to provide an adequate means that ENSURES (that is their mandate) a financially stable future that will ensure a dignified and acceptable QoL for those with lifelong physical, emotional and mental injuries. This, of course, is just my humble opinion.
DVA polls may (& according to them - do) indicate a different satisfaction rate. I'm STILL waiting to meet a single person who answered "Yes, I am satisfied with the NVA". Where are these satisfied people at?
